Memorial card printed on the occasion of the death of Frank Schwartz, "Born in 1861, Died June 2, 1908, Age 47 years, 1 month".
From brief online research, hopefully correct, and hopefully with the correct Frank Schwartz: [corrections, additions and alternate theories welcome!]
This Frank Schwartz indicated that he had immigrated to the United States about 1880. Fred Sass had come earlier, about 1873.
If you have information on this or another Frank Schwartz who may be the subject of the memorial card, please leave a comment or contact me directly.